PERSONAL GUIDANCE. CONFIDENT HOMEOWNERSHIP.Let’s talk · +1 516 369 6553
USA Loan OfficerYOUR HOME. YOUR NEXT CHAPTER.
USA Loan Officer · PERSONALIZED MORTGAGE GUIDANCE

A place to call home. A partner to get you there.

From your first questions to closing day, find a mortgage path built around you.

A NEW HOME. A NEW BEGINNING.

Razia Sultana Mortgage Loan Officer · NMLS #2053880

Purchase & Refinance

Guidance from application to closing

A LOAN FOR YOUR NEXT CHAPTER

Your goals. Your options.

Buying your first home, moving up or exploring a new financial possibility? Let’s make the options clear.

Conventional Loans

Conventional financing can suit borrowers with established credit, documented income and a range of down payment options.

FHA Loans

FHA-insured loans may offer flexible qualification and down payment options for eligible borrowers.

VA Loans

Eligible veterans, active-duty service members and certain surviving spouses may qualify for VA-backed home financing.

Jumbo Loans

A jumbo mortgage can provide financing above the applicable conforming loan limit.

Bank Statement Loans

Some programs use eligible bank statement history as part of the income review for self-employed applicants.

Non-QM Loans

Non-QM programs may offer alternative ways to document a borrower’s ability to repay.

A welcoming home with a landscaped garden

More than a mortgage.
A meaningful next step.

MEET YOUR MORTGAGE PARTNER

Clear answers.
Personal attention.
Razia, by your side.

Home financing is personal. Razia Sultana helps you understand your choices, prepare your application and navigate the steps ahead.

Connect for mortgage guidance for your homebuying or refinancing plans.

FROM POSSIBILITY TO YOUR FRONT DOOR

A clear path forward.

Let’s talk

Share your goals, timeline and questions.

Explore your options

Understand programs and prepare your documents.

Apply with guidance

Move through review and underwriting with clear next steps.

Welcome home

Review final terms and complete your closing.

A LITTLE CLARITY GOES A LONG WAY

Plan with confidence.

Start with the tools that help put your possibilities in perspective.

YOUR NEXT CHAPTER STARTS HERE

Let’s find your way home.

Questions, plans, possibilities. Let’s talk about yours.

Connect with Razia →